Enruta

Pricing

Per sealed record. Never a percentage of the money.

Annual plans sized by the flow your agents pay under mandate, metered by the records they leave behind. Execution adds no fee: card, ACH and wire costs stay with your own rail.

Now

The shadow-mode pilot.

$10,000

Twelve weeks, read-only, on exports and read-only credentials your administrator creates. Credited against the first year of a plan.

  • A twelve-month baseline of your own payment flow
  • One sealed Evidence Record per payment
  • A weekly exception report with fixed fields
  • An authorization policy of record, written in your approval-matrix terms and signed as version one
  • A readout for your auditor or whoever signs the disbursement cycle
  • Release under policy on one batch type, at your option, at no extra fee

For enablers, PSPs and card programs: an evidence audit of one integration, $12,000. Evidence supplied to dispute vendors is free.

Plans

Three plans, one meter.

Vendor

Agent vendors executing their own payments

$12,000

per year

50,000 sealed records included

  • The request payment endpoint and the MCP tools
  • Policies, mandates and signed approvals
  • Records with the open-source verifier in every export
  • Adapters for the rails your customers already have

Finance

Finance teams, by mandated flow per year

$24,000 · $40,000 · $80,000

per year, for flow up to $10M · $25M · $100M

5,000 · 15,000 · 50,000 sealed records included

  • Everything in Vendor
  • The console: policies, approvals inbox, records, rails
  • Weekly exception report your controller signs
  • Exports built for your auditor

Platform

Procurement platforms, enablers, PSPs, dispute vendors

from $60,000

per year, minimum commitment, or a revenue share for dispute vendors

500,000 sealed records included

  • Everything in Finance
  • The request payment endpoint embedded in your product
  • White-label verifier
  • Evidence feed into your dispute or reconciliation flow

Above the included records

Sealed records in the yearPrice
Up to 10,000 records$0.50 per record
10,000 to 250,000$0.10 per record
Above 250,000$0.03 per record

A mandated payment is one sealed record whether Enruta executed it or only recorded it. Denials are records too.

What is never charged

  • Basis points of your flow. Enruta neither moves nor guarantees the money, so it has no claim on a share of it.
  • Execution. Card, ACH and wire costs stay with the rail you already pay.
  • Seats. Add approvers, auditors and developers as you need them.
  • Leaving. Records you already hold keep verifying after you go, with the verifier inside every export.

Start with the pilot.

A small number of finance teams and agent vendors are shaping the first records with us. If your agents already pay, or are about to, write to us.

hello@enruta.ai